Strategic Thinking & Life

How Inflation Impacts Pre-Retirees

How Inflation Impacts Pre-Retirees

As everyday items become more expensive, discretionary income dwindles, leaving you with less money to allocate towards your savings and retirement accounts. In this article we outline several proactive steps you can take to mitigate the impact of inflation on your financial future. Read More >

The 529 to Roth IRA Rollover Opportunity in 2024

The 529 to Roth IRA Rollover Opportunity in 2024

Thanks to updates in the SECURE 2.0 Act concerning retirement and education savings, 2024 brings the newfound flexibility to repurpose unused 529 funds for retirement savings—an option that wasn’t previously available. Read More >

Mind Over Market: Decoding 6 Behavioral Biases in Investing

Mind Over Market: Decoding 6 Behavioral Biases in Investing

Here we highlight the subtle yet influential behavioral biases that often steer investors toward less-than-optimal decisions. Recognizing these mental traps can help you sidestep the blind spots your own biases might create and help you become a more confident investor. Read More >

4 Financial Best Practices for Year End 2023

4 Financial Best Practices for Year End 2023

If your wealth were a garden, which actions would deserve your attention? Here are our four favorite items worth tending to as 2024 approaches… plus a thoughtful reflection on how to make the most of the remaining year. Read More > 

Unpredictable Tides: Navigating Market Changes in 2023

Unpredictable Tides: Navigating Market Changes in 2023

This year, despite the challenges of fluctuating interest rates, looming government showdowns, and global threats, disciplined investors find themselves navigating through a sea of economic uncertainties, pondering the next move in a market marked by 'blunting' and 'sideways performance. Read More >

From Panic to Prudence: Staying Calm amidst Debt Ceiling Uncertainty

From Panic to Prudence: Staying Calm amidst Debt Ceiling Uncertainty

Amidst the media frenzy surrounding the debt ceiling threats, in this article we examine potential scenarios and advise investors to approach these challenging times with a measured mindset. Read More >

Who Is “the Media”?

Who Is “the Media”?

It’s human nature to react to the onslaught of information with fits of fear, excitement, or confusion. This, in turn, can lead to counterproductive, buy high/sell low investing. We would suggest there are three broad types of financial news to assimilate into the choices you make as an investor. Read More >

Using IRS Marital Filing Status as a Strategy

Using IRS Marital Filing Status as a Strategy

Filing taxes separately can be a viable option for reducing student loan payments, however, it is crucial to consider all the factors involved. Ultimately, consulting with a financial professional can help you make an informed decision that aligns with your unique situation. Read More >

4 Ways to Apply the 80/20 Rule to Your Financial Pursuits

4 Ways to Apply the 80/20 Rule to Your Financial Pursuits

Following the Pareto Principle (commonly known as the 80/20 rule) which suggests that 80% of an outcome is often the result of just 20% of the effort you put into it—Here are 4 financial best practices that pack a lot of value per “pound.” Read More >

Six Financial Best Practices for Year-End 2022

Six Financial Best Practices for Year-End 2022

To say the least, there’s been plenty of political, financial, and economic action this year—from rising interest rates, to elevated inflation, to ongoing market turmoil. How will all the excitement translate into annual performance in our investment portfolios? While we wait to find out, here are six action items worth tending to before 2022 is a wrap.

Back to the Investment Basics | Part 2: First Save, Then Invest

Back to the Investment Basics | Part 2: First Save, Then Invest

Turn your biases on their head, by putting them to work for rather than against you. By pairing your saving goals with inertia-based rules and processes, you’re far more likely to succeed.

Back to the Investment Basics | Part 1: Remembering Summers Past

Back to the Investment Basics | Part 1: Remembering Summers Past

In the face of today’s challenges and tomorrow’s unknowns, we advise looking past recent trends, and focusing instead on a handful of investment basics that have stood the test of time.

9 Steps to Regaining Confidence in Your Financial Future, Both During and After Divorce.

9 Steps to Regaining Confidence in Your Financial Future, Both During and After Divorce.

Divorce is one of the most difficult life transitions to navigate — and for those who did not handle the finances in their marriage, it can be difficult know where to begin. Read More >