When you sell an investment for more than you paid for it, there can be burdensome capital gain taxes realized in the year of the sale. How do you manage for this challenge? It helps to identify which trades can be placed promptly, and which may be better managed over time. Read More >
It stands to reason: The more wealth you accumulate, the more chaotic your assets and accounts can become. It’s never too late to bring order to your investments. In this first installment in our three-part series, we’ll explore some sensible solutions to this perennial challenge, starting with initial steps you can take to move from random results to a more organized approach. Read More >
As the SECURE Act 2.0's provisions gradually come into effect, this landmark retirement legislation brings about a series of significant changes in 2024. From adjustments in tax brackets and retirement contribution limits to shifts in estate and gift tax exemptions, we offer a clear overview of the key updates in this article. Read More >
Thanks to updates in the SECURE 2.0 Act concerning retirement and education savings, 2024 brings the newfound flexibility to repurpose unused 529 funds for retirement savings—an option that wasn’t previously available. Read More >
Facing a sudden disability, illness, or the end of one's life is an eventuality few of us think about until it's too late. This worksheet will help you plan for what is difficult, while it’s easy. Complete the parts that matter to you and tell your family and friends about it. Get the Workbook >
Here we highlight the subtle yet influential behavioral biases that often steer investors toward less-than-optimal decisions. Recognizing these mental traps can help you sidestep the blind spots your own biases might create and help you become a more confident investor. Read More >
Looking back at the unpredictability and surprises of the past year's markets serves as a potent reminder of a fundamental truth: Timeless wisdom best informs timely decisions. As we settle into 2024, let's revisit a few timeless tenets that offer timely investment insights. Read More >
If your wealth were a garden, which actions would deserve your attention? Here are our four favorite items worth tending to as 2024 approaches… plus a thoughtful reflection on how to make the most of the remaining year. Read More >
Feeling that your investments might be underperforming? It's essential to step back and critically assess: are your benchmarks realistic? Or, are you chasing the allure of greener, yet elusive, financial pastures? Read More >
This year, despite the challenges of fluctuating interest rates, looming government showdowns, and global threats, disciplined investors find themselves navigating through a sea of economic uncertainties, pondering the next move in a market marked by 'blunting' and 'sideways performance. Read More >
Explore the Dual Nature of Markets: Wise Crowds and Delusional Mania. Discover why markets can embody both aspects and how it influences your investments. Learn how a low-cost, globally diversified portfolio can harness wisdom and evade mania for financial success. Read More >
This article on safeguarding your wealth emphasizes the difference between avoidable investment mistakes versus random market misfortune. By eliminating avoidable mistakes, investors can also lower, but not entirely eliminate, the possibility of experiencing negative investment outcomes. Read More >
While stock buybacks can offer tax-efficient benefits to shareholders, they're not immune to pitfalls and controversies. In our final installment, we explore the potential downsides of buybacks and the government's watchful eye on the practice. Read More >
In our second installment on stock buybacks, we unveil the practical strategies companies adopt. Learn how stock buybacks, when executed adeptly, can present remarkable tax-efficient advantages to shareholders, all while preserving the potential for future growth. Read More >
Stock buybacks can help you, hurt you, or be a neutral event, depending on the particulars. In the first installment of our three-part series, we provide an objective examination of stock buybacks. Read More >
Why we prefer a total return investment strategy instead of seeking more concentrated dividend stock positions, even for retirees who are drawing income out of their portfolios. Read More >
Why dividend investing—or, stocking up on stocks with a reputation for consistently paying out attractive dividends—may not be an ideal strategy for generating a dependable income stream out of your investment portfolio. Read More >
While a 529 plan is primarily an education savings vehicle, it can be a part of a comprehensive retirement strategy for high earners when used creatively and strategically. Read More >
Amidst the media frenzy surrounding the debt ceiling threats, in this article we examine potential scenarios and advise investors to approach these challenging times with a measured mindset. Read More >
It’s human nature to react to the onslaught of information with fits of fear, excitement, or confusion. This, in turn, can lead to counterproductive, buy high/sell low investing. We would suggest there are three broad types of financial news to assimilate into the choices you make as an investor. Read More >
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