In this article we outline six key areas to consider during your mid-year financial review. Conducting these regular reviews is crucial—not only to celebrate your progress, but also to adjust your course in response to life’s changes and economic shifts. Read More >
Career transitions, whether through voluntary job changes or unexpected layoffs, are pivotal moments that can significantly impact your financial future. In this article we provide financial planning tips to navigate these changes effectively to position yourself for financial security. Read More >
This article is dedicated to parents who are planning for their children’s higher education and aiming to minimize the burden of student loan debt, which has grown significantly in recent years. Read More >
For all the recent graduates out there - Congratulations! As you embark on this new phase of your life, we present you with essential trail markers to guide your financial journey ahead. Read More >
Year to date, not only have many broad markets delivered gains from acceptable to amazing, there have been the usual assortment of sizzling stocks to distract us with their dazzle. Strong market performance is welcome news. But at least in the wider investment world, we’re likely to see a different kind of response that isn’t as welcoming. Read More >
It can be tough to plan your financial future in a world filled with obstacles and opportunities. But the terrain only worsens in the absence of well-crafted goals. If you don’t know how much money you’ll need, when, and why, you end up chasing after the latest fads (buying high) or fleeing market risks (selling low). Read More >
In this article, we wrap up our three-part series with additional ways to ease your transition from chaotic to more orderly investing. Some steps are purely practical. Others help you remain calm and confident along the way. We can mix and match them as needed to contribute to your investment success. Read More >
When you sell an investment for more than you paid for it, there can be burdensome capital gain taxes realized in the year of the sale. How do you manage for this challenge? It helps to identify which trades can be placed promptly, and which may be better managed over time. Read More >
It stands to reason: The more wealth you accumulate, the more chaotic your assets and accounts can become. It’s never too late to bring order to your investments. In this first installment in our three-part series, we’ll explore some sensible solutions to this perennial challenge, starting with initial steps you can take to move from random results to a more organized approach. Read More >
As the SECURE Act 2.0's provisions gradually come into effect, this landmark retirement legislation brings about a series of significant changes in 2024. From adjustments in tax brackets and retirement contribution limits to shifts in estate and gift tax exemptions, we offer a clear overview of the key updates in this article. Read More >
Thanks to updates in the SECURE 2.0 Act concerning retirement and education savings, 2024 brings the newfound flexibility to repurpose unused 529 funds for retirement savings—an option that wasn’t previously available. Read More >
Facing a sudden disability, illness, or the end of one's life is an eventuality few of us think about until it's too late. This worksheet will help you plan for what is difficult, while it’s easy. Complete the parts that matter to you and tell your family and friends about it. Get the Workbook >
Here we highlight the subtle yet influential behavioral biases that often steer investors toward less-than-optimal decisions. Recognizing these mental traps can help you sidestep the blind spots your own biases might create and help you become a more confident investor. Read More >
Looking back at the unpredictability and surprises of the past year's markets serves as a potent reminder of a fundamental truth: Timeless wisdom best informs timely decisions. As we settle into 2024, let's revisit a few timeless tenets that offer timely investment insights. Read More >
If your wealth were a garden, which actions would deserve your attention? Here are our four favorite items worth tending to as 2024 approaches… plus a thoughtful reflection on how to make the most of the remaining year. Read More >
Feeling that your investments might be underperforming? It's essential to step back and critically assess: are your benchmarks realistic? Or, are you chasing the allure of greener, yet elusive, financial pastures? Read More >
This year, despite the challenges of fluctuating interest rates, looming government showdowns, and global threats, disciplined investors find themselves navigating through a sea of economic uncertainties, pondering the next move in a market marked by 'blunting' and 'sideways performance. Read More >
Explore the Dual Nature of Markets: Wise Crowds and Delusional Mania. Discover why markets can embody both aspects and how it influences your investments. Learn how a low-cost, globally diversified portfolio can harness wisdom and evade mania for financial success. Read More >
This article on safeguarding your wealth emphasizes the difference between avoidable investment mistakes versus random market misfortune. By eliminating avoidable mistakes, investors can also lower, but not entirely eliminate, the possibility of experiencing negative investment outcomes. Read More >
While stock buybacks can offer tax-efficient benefits to shareholders, they're not immune to pitfalls and controversies. In our final installment, we explore the potential downsides of buybacks and the government's watchful eye on the practice. Read More >
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