Financial Strategies for Surviving Spouses
Guidance Through Grief and Financial Transition
Losing a spouse or partner is an emotionally devastating experience, making it difficult to focus on the necessary financial and legal decisions. If your spouse was the one managing your finances, knowing where to start can be especially challenging.
During this difficult time, it’s crucial not to rush important choices. At Aspire Planning Associates, we have extensive experience guiding surviving spouses through the myriad considerations that follow a loss. We help you:
Reevaluate Budgets and Retirement Plans
Adjust Investment Strategies
Update Estate Documents
Explore Relocation Options, if you decide moving closer to family or seeking a fresh start is right for you
Our goal is to help you honor your loved one’s memory while moving forward with clarity and security. Ready to discuss your next steps? Call (925) 938-2023 or complete the form below to schedule a consultation today.
Aspire’s Core Financial Services
Our holistic service offering is designed to meet the diverse financial needs of all our clients, including those facing major life transitions such as widowhood. Whether you are handling estate matters, planning for retirement, or managing day-to-day finances, our comprehensive suite of services is here to support you. These include:
Estate and Philanthropic Planning
Insurance and Risk Management
Tax Planning
Executive Compensation Planning
Education Planning
Debt Management and Budgeting
Rental and Vacation Property Strategy
Our Fees & Philosophy
At Aspire Planning Associates, we strive to make our fees both fair and competitive. We do this by basing them on two components: a flat financial planning fee and an asset management fee based on the assets we manage for you. This competitive pricing model reflects the dedicated, high-quality, and personalized service we offer. Our expertise will help you navigate the financial challenges you face as you work to manage estate matters and secure your financial future. For more details, please visit our Fees and Philosophy page.
Why Choose Aspire
Ensuring your wealth works effectively for you is crucial, especially after the loss of a spouse. That begins with a financial planning firm that’s truly dedicated to your best interests and success. As fee-only, goal-based CERTIFIED FINANCIAL PLANNER™ professionals, we uphold a fiduciary duty to prioritize your interests in every decision. You can trust that our guidance is aligned with your well-being—every step of the way.
Fee Only and Fiduciary
As a fee-only firm, we do not sell products or earn commissions, and as a Registered Investment Advisory firm, we have the legal obligation to put your best interests first. We embrace our fee-only, fiduciary status because it means you can trust that the advice we give is made with only your well-being in mind.
Goal Based
We recognize your values, resources, and life satisfaction are intertwined. That’s why we design portfolios around your personal objectives, not market benchmarks—helping you achieve the long-term returns you need to pursue what matters most.
CFP® Professionals
All of our advisors are CFP® professionals, having completed rigorous coursework, passed a comprehensive certification exam, and maintained ongoing education. This commitment to excellence means you can trust our guidance every step of the way.
Schedule a Get-Acquainted Meeting
Ready to take control of your financial future? Schedule a meeting with Aspire Planning Associates today for personalized guidance from our experienced, fee-only, fiduciary advisors. Call (925) 938-2023 directly, or fill out our brief initial consultation questionnaire below to get started!
